Mortgage Rates are still at records lows, but for long?

If you’ve been watching the interest rate trends lately and are trying to guess when the right time is to either refinance or enter the housing market, you’re likely to make yourself frantic. Nationally, interest rates have been at historic lows for some time now and have recently started to creep up from the lowest […]
Work from home, how to make it the perfect environment

Due to the recent pandemic, millions of people have recently transitioned to working from home. Most people were not prepared to work remotely, and neither were the homes. Let’s face it; most people don’t have a dedicated home office or a space ready to become your home office. Maybe you have a spare bedroom, maybe […]
If you have not started, Now is the perfect time to start saving for your home

We live in a stressful time. Many people are struggling to make ends meet because their jobs were furloughed. Even if they were able to work from home, they may still be struggling to find the time to devote to their work, especially if they are trying to school their children at the same time. […]
Considering investing in Real Estate? Here are 5 things you should be thinking about

Real estate investing is one of the best ways for many Americans to start a profitable business, even if you have a day job or don’t think of yourself as an “entrepreneur.” Real estate is truly a business, however, so smart investors consider each and every cost to purchase and hold their real estate assets […]
Your Loan Officer & Realtor, how they work together to benefit you

The Realtor’s Goals Realtors often say they have three primary goals: Work with ready, willing, and able buyers so they can find the right property that meets their purchase criteria. Negotiate the optimum deal, so the buyer gets the right property on the best terms. Ensure that everything from contract to settlement is smooth and […]
Harmful lending happens when you are not careful: 9 items to watch for

Getting a loan is sometimes the smartest thing to do in a tight financial situation. Home repair after storm damage, for example, is often paid for with a loan when repairs are urgent, then paid off over the next few months when you have time to make the money. It’s common for folks to take […]
Why a second home could be a good idea

You might be thinking, ‘one home is hard enough to manage, how could I begin to maintain two?’ While it’s true that owning and maintaining a home is no easy feat, there are plenty of rewards that come with buying a second home. One benefit is that it can serve as another source of income. […]
Thinking Home improvement? Here are 5 Tips that will add instant value

One of the most rewarding things about homeownership is adding value to the home. Every improvement you make can increase the worth of your home and, eventually, the selling price when the home is next sold. Whether you’re flipping properties or updating your family’s long-term home, the right improvements can still create a net value […]
Ever wonder what “Low Rates” actually are?

By now, you have probably heard that mortgage rates are at historic lows. However, it can be a little harder to get to an explanation of what this actually means. It’s important to understand how this might affect you if you are buying or refinancing a home. Are Mortgage Rates Really Low? Mortgage rates are […]
Buyers who successfully negotiate with Sellers use the following tools…

Successful negotiation is based on following some well-proven steps. Negotiating is, essentially, ‘selling’ what you want to achieve to the other party in such a way they understand and accept because it also helps them to get what they want. When you approach negotiating this way, it becomes a positive process, avoids negative emotions, is […]